Commercial Loans

Business development requires various kinds of investments. Whether it is buying equipment to enhance your production, a vehicle for efficient transportation, or even various fixed assets. KCR Mortgages Inc. understands that your business may require financing for your long-term business goals, and therefore, we offer best commercial loan interest rates with flexible repayment terms and competitive fixed or variable interest rates.

Looking for a loan to start or grow your small business? The Canada Small Business Financing Program could help. We work with small businesses or start-ups operating for profit in Canada, with gross annual revenues of $5 million or less apply for the Canada Small Business Financing Loan.

How a Commercial Loan Will Benefit Your Business

Our commercial loans are designed for small to medium-sized businesses and offers long-term solutions that can help your business when you need to:

Develop new products or services
Make large purchases for your business
Buy another business

What We Offer

Find great solutions & one that’s right for your business. Some of the many features of our commercial loans include:

Secured and unsecured options
Competitive fixed and floating interest rates
Flexible repayment terms
Available for small and larger amounts
Fast approval
Direct access to manage your account
Funds available in CAD and USD

Application Form

Primary Applicant
Name*
First Last
Email*
Cell Phone*
Home Phone*
Marital Status*
S.I.N*

Social Insurance Number
Date Of Birth*
MM slash DD slash YYYY
Current Address*
Street Address City Province Postal Code
How long at Current Address?*

years / months
Previous Address (if less than 3 yrs)
Street Address City Province Postal Code

If you have lived at your current address for less than 3 years please indicate your address previous to where you live now
Do You?*
- Rent
- Own
Rent

If you rent, what is your monthly rental payment?
Estimated Value
If you own, what is the value of your current home?
Current Mortgage Financial Institution

If you own, what financial institution is your mortgage currently held at? Who is the lender?
Current Mortgage Balance
If you own, what is your current mortgage balance?
Current Mortgage Payment
If you own, what is your current mortgage payment?
Current Payment Frequency
- Weekly
- Bi-Weekly
- Monthly
If you own, what is your current payment frequency on your mortgage?
Will this be Sold
- Yes
- No
If you own, will you be selling the property you currently live in?
Original Purchase Price

If you are refinancing or renewing your mortgage, what was the initial purchase price when you bought it?
Date of Purchase
MM slash DD slash YYYY

If you are refinancing your home or renewing your mortgage, what was the date that you bought your home?
Closing Date
MM slash DD slash YYYY

If you are purchasing, what is the closing date? If you are refinancing, when would you like this transaction to take place? If this is a switch or renewal when is your maturity date?
Current Rate
If you are refinancing your home or renewing your mortgage, what is your current mortgage rate?
Employment Information
Current Employer*

What is the name of your current employer?
Position*

What is your title at the place you work at?
Phone
What is the phone number for your employer
Salary*

What is your salary per year?
How long at Current Employment? (years / months)

How long have you worked at your current employer?
Previous Employer (if Current is Less than 3 Years)

If you have worked at your current employer for less than 3 years, please let us know the details of your previous employer.
Position

Position at previous employer
Phone
Phone number for previous employer
Salary

Salary at previous employer
How Long?

How long did you work for your previous employer?
Is there a Secondary Applicant?
- Yes
- No
Secondary Applicant
Name
First Last
Email
Cell Phone
Home Phone
Marital Status
S.I.N

Social Insurance Number
Date Of Birth
MM slash DD slash YYYY
Current Address
Street Address City Province Postal Code
How long at Current Address?*

years / months
Previous Address (if less than 3 yrs)
Street Address City Province Postal Code

If you have lived at your current address for less than 3 years please indicate your address previous to where you live now
Do You
- Rent
- Own
Rent
If you rent, what is your monthly rental payment?
Estimated Value
If you own, what is the value of your current home?
Financial Institution

What financial institution is your mortgage currently held at?
Current Mortgage Balance
What is your current mortgage balance?
Current Mortgage Payment
If you own, what is your current mortgage payment
Current Payment Frequency
- Weekly
- Bi-Weekly
- Monthly
Will this be Sold
- Yes
- No
If you own, will you be selling the property you currently live in?
Employment Information
Current Employer
Position
Phone
Salary
How long at Current Employment?

years / months
Previous Employer (if Current is Less than 3 Years)
Position
Phone
Salary
Assets
Please list all the assets for applicant 1 and applicant 2 combined. It is important for us to showcase how strong of a borrower you are to the lender.
Name of Bank(s) you are currently branching at
Bank Account Balance

Balance
G.I.C
Bonds
RRSP
Stocks
Vehicles (Make + Model)
Loan/Lease

Do you loan or lease the vehicle(s) you listed?
Mortgage Required
Please let us know what mortgage you would like us to obtain for you
Mortgage Type*
Requested Mortgage Amount*
Square Footage

The square footage of the property you would like the mortgage for
Taxes
Yearly property tax for the property you would like the mortgage for
Maintenance (if applicable)
The monthly maintenance fee for the property
Down Payment or Equity*
If you are purchasing a new property how much of a down payment are you able to put down. If you are refinancing or renewing your current mortgage, how much equity do you have in your home? (Current Value subtract Mortgage)
What Portion of Your Down Payment is Gifted
If you are purchasing, how much of your down payment will be a gift from a family member?
Referred By*

Who referred you to us? Please indicate
Notes
If you have any other information you would like us to know, or if you would like to explain your application in more detail, please do so here.
Privacy Statement*
- I Agree
  I/we warrant and confirm that the information given in the mortgage application form is true and correct and I/we understand that it is being used to determine my/our credit responsibility. You are authorized to obtain any information you may require for these purposes from other sources (including, for example, credit bureau) and each such source is hereby authorized to provide you with such information.
  I/we also understand that the information given in the mortgage application form as well as other information you obtain in relation to my credit history may be disclosed to potential mortgage lenders, financial intermediary and mortgage insurers, organizations providing technological or other support services required in relation to this application and any other parties with whom I/we propose to have a financial relationship. Online Applications Please read the paragraph above prior to sending completed application.
  By transmitting the online mortgage application you are accepting the terms of the paragraph noted above.
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Commercial Loans

How a Commercial Loan Will Benefit Your Business

What We Offer

Application Form

Primary Applicant

Employment Information

Secondary Applicant

Employment Information

Assets

Mortgage Required